Fire Insurance For Coastal Homes: Addressing Saltwater Exposure – Add the case to your visit request and let us know that you are interested in visiting Denmark
About 40% of the world’s population lives within 100 kilometers of the coast, a trend that shows no signs of slowing down. An influx of inhabitants along the coast puts pressure on coastal groundwater resources due to increased abstraction, where lower water levels in the aquifer draw salt water to freshwater areas of the aquifer. In a world without human interference, rainfall would naturally restore groundwater levels, thus preventing saltwater from invading coastal aquifers, as an interface between freshwater and saltwater is maintained. However, as the climate becomes more unstable and storms become more common, the risk of intrusion increases. Furthermore, the growth of cities leads green spaces to be covered by buildings and paved surfaces, which further hinders the natural recharge of the aquifers that occurs when it rains.
Fire Insurance For Coastal Homes: Addressing Saltwater Exposure
The intrusion of salt water into fresh water aquifers can have significant environmental and economic impacts, as even small quantities of salt water can affect the potability of water and make aquifers unusable. A fundamental step in the management of coastal groundwater resources is the mapping and monitoring of the distribution of salinity in the subsurface.
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The state of California is an example of a region grappling with the risk of saltwater intrusion into its coastal aquifers. Frequent droughts, excessive groundwater abstraction and legislation requiring transparency on groundwater abstraction that first came into effect in 2014 mean that the water table has often reached dangerously low levels. Furthermore, the analysis reveals that water quality is also declining, in part due to saltwater intrusion into coastal aquifers.
In 2014, the State of California passed the Sustainable Groundwater Management Act, which mandated local groundwater authorities throughout the state to manage water resources and achieve sustainable use by 2040-2042. Part of the legislation includes a mandate to prevent saltwater intrusion into groundwater. However, the lack of available data means that there is a need to accurately measure and understand the extent of the intrusion in order to remedy the situation.
The Monterey Bay region of California has limited surface water resources and therefore depends on groundwater to meet more than 80% of its freshwater needs. Extensive groundwater abstraction has led to significant saltwater intrusion within some of the bay’s aquifers, and in 2014, the Soquel Creek area in the Monterey Bay region declared a groundwater emergency, partly due to salt water intrusion. However, lack of data was available, making it difficult to determine the extent of the intrusion. Therefore, together with the local authorities, the Danish consultancy Ramboll was commissioned to map the location of the freshwater/saltwater interfaces in the Soquel Creek area.
Employing a method that had previously been used fewer than a handful of times in Europe and the first time the technology had been applied in an offshore environment in the United States, Ramboll conducted airborne electromagnetic (AEM) geophysical surveys to produce 3D images of the subsurface along the coast in the northern part of Monterey Bay near Santa Cruz.
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Over the course of a single day, 320 kilometers of AEM data line were acquired off the coast of the Soquel Creek area, covering an area 20 kilometers in length, extending from the beach to 1.5 km at the wide. Flown from a helicopter towing the sensor as a sling load, the AEM survey measured the change in electrical conductivity in the subsurface, i.e. the presence of salinity. The AEM method has the advantage of being able to provide large spatial coverage in a relatively short time, as well as sample areas that are difficult or impossible to access with other methods. It’s also a more cost-effective method than installing subsea wells, which is another way to collect saltwater intrusion data.
Interpretation of the data collected by the AEM survey in tandem with other data such as land based monitoring of well water quality data, hydrological and geological reports etc., has allowed the location of the freshwater/saltwater interfaces in all of the Soquel Creek area.
The resulting dataset provides a basis for assessing changes in the fresh/saltwater interface and thus the extent of saltwater intrusion, where it was found to be most prevalent in the deeper aquifers located in southeastern Soquel Creek. In addition, the data will help implement the Sustainable Groundwater Management Act and develop plans to preserve drinking water quality for citizens and a sustainable water supply for all.
The Soquel Creek Water District plans to conduct a second repeating survey to see if changes in recharge or abstraction rates have changed the location of the saltwater-freshwater interface. David / January 21, 2022 Commentary
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Anyone who has lived near water for a long time will tell you how awesome and relaxing it is to wake up and see the beautiful blue water outside their waterfront home. The fresh air, beautiful sounds, and overall sense of calm are just bonuses to living in a picturesque place.
There are so many great benefits to living near the beach and waterfront homes are a great idea whether you are looking to invest in property, buy a holiday home for your family or want to relocate full time to be more near the water, this article will let you know why you should consider a waterfront property over anything else.
Choosing a home to buy is a big decision, and you want to make sure you know as much as possible about the ups and downs of owning a waterfront property. Estate agents understand that it can be a difficult decision to make, so we’re here to give you the best possible advice so you can make the best choice for yourself.
Having something pretty to look out the window is just a visual bonus when it comes to the amazing health improvements that can come from living near water.
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Breathing in the salty air helps your lungs and brain at the same time. The air near seawater is loaded with negative ions that help your body absorb oxygen more easily. Fresh air is also great for the respiratory system and helps relieve symptoms of asthma, bronchitis and sinus pressure.
Those who live near water also tend to sleep better since crashing waves are basically nature’s white noise machine. Living near water also means you’re more likely to engage in water-based activities like swimming, kayaking, or surfing, and these activities tend to burn a lot of energy. Between the fresh air, the calming sounds, and your tired body, it’s more than likely you’ll have a great night’s sleep by the water.
If you are looking for waterfront properties for investment purposes then you have already had the right idea. Investment properties that can be turned into short-term rentals (like Airbnb) can pay you back much faster than other properties. Being able to put words like ‘on the beach’ and ‘near the water’ in your listing means you will always have your property booked for the warmer months and be able to charge slightly more than other rentals in different areas of the city.
While a short-term rental seems like the perfect way to get your money back within a year, you need to consider what the job will be like. A beachfront property means you likely won’t be renting to Agnes and her embroidery group, so you’ll need to be prepared to clean up your rental after each stay. If you’re willing to have the place cleaned well (and possibly some minor repairs) every week or sometimes twice a week, then investing in a beachfront property is a great idea.
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Even if you’re looking to buy your own home to use, waterfront property is still a fantastic idea because you know it’s unlikely to go down in value. The idea of being close to the water after being stuck in it for so long has meant that property values for waterfront homes stay in a good place and there are always people looking for them.
If you’re not using the home as a rental property, you may actually receive tax breaks. A rental property will require quite a bit of extra taxes and paperwork, plus you may also need to apply for extra insurance if you’re concerned about any injuries to your property. Owning your waterfront home just for your family will help you save some money when it comes to tax time.
When people are looking to retire, they usually don’t want to be stuck in the middle of the big city with nothing to do. Owning a waterfront home means you already have your own retirement home and can enjoy your years without work by enjoying the beautiful beaches.
Your beautiful home may be the perfect place for you and your family, but first you should consider every aspect of owning a waterfront home
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