Technology And Fire Insurance: Smart Home Devices And Premium Discounts – The smart home industry has grown significantly in recent years. From smart speakers to fully integrated security systems (and every budget), there’s something for everyone. Although these gadgets are dubious, The real motivation behind consumers buying these products is always a little hazy. Do homeowners feel these products make their lives easier or are they just buying into the hype?
To find out exactly why homeowners are so attracted to smart home devices, Hippo Insurance Group surveyed 1,000+ homeowners across the country. They found that convenience was not the only reason for 46% of smart home device use.
Technology And Fire Insurance: Smart Home Devices And Premium Discounts
17% of homeowners say they primarily use smart home technology to monitor their homes at work or on vacation. 15% use these devices to increase their security and prevent intrusions. On the contrary, Another 15% are more concerned about how this technology can reduce their utility bills and carbon footprint.
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They also surveyed homeowners about the devices they believe are the most protective. Fire and burglar alarm systems secure the top spot with 34%, but other lesser-known water shut-off valves (8%) and water sensors (4%) are also highly valued. This is possible because homeowners understand the complexities of fully protecting their home. Because leaking pipes are more common than actual break-ins; It’s no wonder these items have become so popular in recent years.
When disaggregated by gender, There are interesting nuances in the use of smart home devices. for example, Men generally look for devices that save them money and make their lives easier. At the same time, women are looking to buy smart home technology to keep them safe and monitor their home from anywhere in the world.
Smart home technology isn’t going anywhere anytime soon. In fact, As consumers continue to purchase these devices for specific needs; No doubt these devices will soon become more convenient for homeowners. From smart devices to waterproof devices; A home that can be completely controlled by smartphone is not far away. smart home usage; For more information on the top devices to save money and other smart home statistics, Head over to Hippo to check out the full report and graphics.
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Jennifer Pattison Tuohy is a smart home reviewer who has been testing connected gadgets since 2013. Formerly Wirecutter; Writer for Wired and BBC Science Focus.
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Matter is a common language for smart home devices. Designed to simplify everything about a smart home, from purchase to setup and everyday use. Its biggest promise is making smart devices work with each other across platforms and ecosystems.
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That means HomeKit “with the works”. No more checking for Google Home or Alexa badges. Critical devices can work with all of them and be part of multiple platforms at the same time. Siri, if you will. Alexa, Your Matter smart lighting with Google Assistant and Bixby; Control smart locks and more. Great for multiplatform homes. If you have an iPhone, Your spouse has a Samsung phone and your child has a Fire tablet; You’ll be in control of all your Matter devices and feel confident that every new Matter device you buy will work on every smart home platform. you use
Matter can run entirely on your local network; So the gadgets should respond and work faster even if your internet is down. that’s right Matter should turn on your smart lights as quickly as using a light switch.
Here, We outline the basics of Matter: what it is; which platforms support it; When you can use it; How will it work with your existing devices? To learn more about the technology behind Matter, Take a deep dive into our new standard. For a list of all devices that work with Matter, check out the list of every Matter-compatible smart home device.
Developed and operated by the Connectivity Standards Alliance, Matter is supported by a long list of companies. Apple Google Nanoleaf from platform owners like Amazon and major manufacturers like Samsung and LG. Smaller ones like Eve and TP-Link There is an unprecedented industry alliance behind Matter, from accessory players to key players. So it has a shot. will be successful.
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The issue is not a new protocol. It is a specification for how devices should talk to each other. It works on existing protocols: low power; Cable for low-band devices like light bulbs and sensors, and Wi-Fi or Ethernet for high-speed devices like media players and cameras (when available).
Matter Standard Now Amazon Alexa, Apple Home It integrates with every major smart home platform, including Google Home and Samsung SmartThings, which means that smart home devices no longer need to be certified individually for each platform. Some platforms may offer additional features or better automation, but any Matter device will work with all of them. For those features, Equipment will require certification with additional work.
A key feature of Matter is that all devices can be controlled locally in your home; They do not require an internet connection to work or work together. Cloud connectivity is an option, allowing off-premise control and integration with cloud services.
The case officially began in the fall of 2022. All major smart home platforms now support it, but Matter.
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Still less. I tested some Eve devices with beta Matter support in December 2022 with mixed results.
After a flood of product announcements at CES 2023; We now expect new products — and important updates to existing ones — to arrive in spring 2023.
Smart lighting is one of the main categories supported by Matter. Finally, all Matter devices will have the Matter logo.
First Matter specification; Matter 1.0 only supports a few types of smart home devices, and only basic functions like on/off are available. lock/unlock; Movement / no movement; Bright / dim. Matter is a dynamic lighting effect; flexible lighting; Advanced features such as shared access codes for door locks and energy management for smart plugs are not yet supported. However, you should be able to access these features through your chosen smart home platform if they are supported.
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White goods home appliances (like refrigerators and washing machines) and robot vacuums will be added in the spring Matter update. According to CSA, the following device types and systems are on the roadmap:
Add and control Matter devices; A smart home platform app compatible with the Matter controller is required. Unlike proprietary hub bridges from companies like Philips Hue and Lutron Caseta, Matter controllers aren’t brand-specific. As long as it’s a Matter controller. It can control the Matter device — not.
Their main role is to connect the devices installed on your home network. to manage communications; To control devices and automation systems and facilitate remote access (when enabled). Because of this, Your Matter Controller is always in your home; It needs to be a device with constant power and a Wi-Fi or Ethernet connection to your home network.
Matter Controllers are now built into all the leading smart speakers and hubs of the major smart home platforms. It includes the Apple HomePod Mini; Includes HomePod (1st- and 2nd-gen) and Apple TV 4K. Amazon Echo and Google Nest Hub speakers and displays; and Samsung SmartThings hubs — including some refrigerators and TVs.
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Each Matter controller requires a smartphone or tablet app to add devices and set up automation. Some apps and mobile operating systems are themselves Matter controllers. Matter control is built into the latest versions of iOS and Android, and device companies have announced that their smartphone apps will become Matter controllers in the future. But it’s impossible to have a smartphone in your home all the time. Especially if you want to use Thread tools (more on that in a bit) you’ll need a standalone Matter controller.
It should be noted that Matter controllers are not Matter devices. You can no longer control the Amazon Echo Show with your Google Nest Hub Max or Samsung Family Hub refrigerator with your Apple TV.
Matter is Wi-Fi; Works over Ethernet and Thread. Matter controllers take care of Wi-Fi and ethernet devices, but if you have Thread devices, you need a Thread border router to talk to the Matter controller. to help Some Matter controllers are Thread border routers; So you have a good chance.
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