Natural Disaster Coverage: Are You Prepared With Japanese Home Insurance?

Natural Disaster Coverage: Are You Prepared With Japanese Home Insurance? – BARNSTABLE MAIN COUNTY > MAIN COUNTY HOT NEWS > Plan ahead, prepare for storms and weather disasters

Storms on Cape Cod can range from hurricane-force winds, to freezing rain, to wind-driven blinding snow that can last several days. In addition to rainfall, storm surges can cause major flooding and submerge coastal areas, including homes and streets.

Natural Disaster Coverage: Are You Prepared With Japanese Home Insurance?

Natural Disaster Coverage: Are You Prepared With Japanese Home Insurance?

Severe weather can shut down entire areas. It can lead to flooding, homes, communication disruptions and power outages. Make sure you and your family are ready. By taking certain necessary steps, Cape Cod residents can help build resilient communities, reduce injuries and deaths, and minimize the economic impact of disasters and other types of events. other emergency.

Prepare For A Natural Disaster

Your home is one of your largest financial investments. It’s what shelters you, your family, and most of your possessions from the elements. However, coastal storms, floods, high winds and tornadoes can threaten the people and contents of your home.

Find out if you are in a flood zone prone to coastal flooding. These areas have only a 1% chance of flooding in a given year but a 26% chance of flooding over the 30-year term of the mortgage. and enter your address.

Buy flood insurance. Your homeowner’s insurance may not include flood insurance. Even if you don’t live in a designated flood zone, your home could still be damaged by rain and floods. Visit for more information.

Extension Coastal Remediation Agencies has collaborated with Woods Hole Sea Grant to bring you the Massachusetts Homeowner’s Handbook to Prepare for Coastal Hazards. This free handbook is designed to help you prepare for natural hazards so you can reduce the risk to your family and property. While it is never possible to eliminate all the damage caused by natural disasters, as a homeowner, you can take action and take many small and cost-effective steps that can significantly reduce your costs. Tell your risks. Click here to download the Massachusetts Homeowner’s Handbook to Prepare for Coastal Hazards.

Protect Your Wallet From Natural Disasters

Many chemicals, materials and products commonly found in the home are toxic and can harm your health and our environment. They are called household hazardous waste. Products such as oil-based paints, cleaners and pesticides can contain dangerous ingredients and require special care when you throw them away or when you decide to store them in your home. Some leftover household products may react or explode under certain circumstances, such as a flood or a house fire caused by a storm. This situation can be dangerous for your family as well as the police, fire, and rescue teams who respond to storm emergencies. To dispose of these leftover or unused chemicals, you can dispose of your household hazardous waste during Barnstable County Household Hazardous Waste Collection, which occurs spring through summer. collect. Click here to view brochures and the town’s schedule of events during collection season. During the off-season, contact Kalliope Chute, Extension Hazardous Materials Environmental Specialist, at #508-375-6699, kalliope@ for information on how to safely store or handle waste dangerous in your family. You can also click here to visit the Household Hazardous Waste website for resources and information.

If you decide to store hazardous products in your home, follow best management practices according to the data sheet or safety label. For example, chemical storage above flood levels is possible but never above eye level. Store poisons and toxic substances so that children and pets cannot access them. Store flammable or flammable materials in fireproof containers, such as metal trash cans with lids, to reduce oxygen access. Check with your local fire, medical or emergency preparedness coordinator for more information. Check for dangerous products around your home and take note of your storage locations. This map can help you inventory storage locations around your home.

Some emergencies may force you to evacuate your neighborhood or confine you to your home. It is important that you know what to do if basic services such as water, gas, electricity or telephone are shut off by the utility company. It is essential to have a disaster kit that includes basic household items you may need in an emergency. Your plan should include:

Natural Disaster Coverage: Are You Prepared With Japanese Home Insurance?

We have seen the power that a hurricane can carry as well as the devastation it leaves behind. Extended power outages and flood damage are two of the biggest risks to your food. Luckily, a plan can help keep you and your family safe from foodborne illness. This includes knowing the appropriate food safety precautions to take before, during and after a power outage – and being prepared to handle food and drinking water safely in the event of a flood. go out.

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Click here to view the printable flyer, Eating Safely After a Power Outage | Consuming food is essential for the body’s electricity | Sekirite Manje Le Gen Pann Kouran |停电后保持食品安全 | Food safety in case of power outage | English

Over the past few months, hurricanes have pounded Houston, devastating parts of Florida and leaving a trail of destruction across the Caribbean. Throughout October, wildfires swept through California wine country, damaging more than 14,000 homes and causing billions of dollars in damage.

This has been a terrible year for many communities across the country—and the schools that serve them are not exempt.

“We’ve been out of school for two weeks,” said Barbara Nemko, district superintendent of the Napa Valley Unified School District. “The first week because of the fire; Monday because the air quality is so bad.”

Solved Directions Getting Information About Storms And

At the recent Fusion conference, Nemko joined other county leaders who have experienced recent natural disasters to share stories of loss and reconstruction, as well as their best tips for helping others plan for the unpredictable.

In the case of Hurricane Harvey, there was enough advance notice to give the city’s schools some time to prepare before it happened. Lenny Schad, the district’s chief information technology officer, said Houston ISD had a hurricane preparedness checklist and followed it to the letter.

On that checklist are tasks that must be completed 72, 48 and 24 hours before the storm. Among them: contact the supplier to put them on standby in case any equipment is damaged and needs replacing, as well as unplugging and moving low-lying devices to the table, shelf. Staff also review insurance information and FEMA procedures.

Natural Disaster Coverage: Are You Prepared With Japanese Home Insurance?

Schad said the time to review policies is before a disaster strikes. Insurance companies often need data—in the form of photos and reports—when submitting claims. But the types and formats may vary. “For insurance, you need to make sure you’re tracking information accurately and putting it in a format where the insurance company can actually leverage the incoming data. Have someone process that information and put it into the right form to streamline the process.”

Protecting Yourself Financially From Natural Disasters — #sprout_ed

Watch: Nemko, Schad and Rabinovich share how schools can stay one step ahead in even the most difficult situations.

According to CEO Keith Krueger, more than a decade ago, when Hurricane Katrina hit New Orleans, the Consortium for School Networking (CoSN), a school IT association, realized that most school districts had not been Prepare to respond to IT crises in their area. “Furthermore, today, technology is no longer an auxiliary,” he said. It runs payroll and studies. You need to prioritize what’s important.”

For that reason, CoSN has created a 10-step checklist for disaster recovery planning and updates it regularly as school districts learn new lessons from their own emergencies. Surname.

“Water damage is the No. 1 challenge that FEMA attributes to natural disasters,” Krueger said. After flooding, cables and wires may no longer be safe to use, he added, so a new one-page planning document was recently added to address this issue.

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District leaders believe that the only time to plan is in advance; in times of disaster there is not much to do but get through it. “Believe it or not, it was probably the quietest time from a staff perspective because we couldn’t really go anywhere and we were just watching the storm,” Schad said. “Once the storm clears and you have a chance to escape, that’s when chaos breaks out.”

Immediately after Harvey, Florida began preparing for Hurricane Irma. Leonid Rabinovich, executive director of instructional technology at Miami-Dade County Public Schools, said even though Miami was not directly affected, the district is still preparing for the worst. Among the items on the pre-storm checklist was calling Lenny Schad to compare policies and glean insights from Houston’s experience. In the end, it proved invaluable.

“No matter how well prepared you are for an event, people who have been through such a disaster will always have something to offer that you never thought of,” Rabinovich said. “Our CIO has a good friendship with Lenny Schad. Thanks to Lenny, we avoided a lot of problems that we didn’t foresee,” she said.

Natural Disaster Coverage: Are You Prepared With Japanese Home Insurance?

In some situations, there is simply no time to plan. For Nemko’s district, the fire broke out Sunday night and by Monday morning “it was a disaster,” she said.

What Should Be In Your Emergency Kit?

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