Fire Insurance And Green Homes: Sustainability And Coverage

Fire Insurance And Green Homes: Sustainability And Coverage – Waste identification based on lean principles as a pathway to higher education institution sustainability: A case study from Indonesia.

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Fire Insurance And Green Homes: Sustainability And Coverage

Fire Insurance And Green Homes: Sustainability And Coverage

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A Green Stimulus To Rebuild Our Economy

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By Kalfin Kalfin Scilit Google Scholar 1, * , Sukono Sukono Scilit Google Scholar 2 , Sudradjat Supian Sudradjat Scilit Google Scholar 2 and Mustafa Mamat Mustafa Mamat Scilit Google Preprints 3 .

Corporate Real Estate Strategy In The Covid 19 Era.

Received: 5 February 2022 / Revised: 14 March 2022 / Accepted: 24 March 2022 / Published: 6 April 2022

The risk of natural disasters has increased over the past few decades, causing significant economic losses worldwide. In response, research related to the risk of economic loss due to natural disasters continues to develop. Currently, insurance is the best solution to cover such losses. The purpose of this study is to analyze the development of insurance as an option for sustainable economic recovery after natural disasters. Data used are articles obtained from various sources indexed by Scopes and Google Scholar. The search resulted in a final database of 266 articles out of a total of 813 articles before a final selection was made. The articles used are publications from 2000–2021 (including 21 database periods), for which we applied a systematic literature review method. Articles were identified and evaluated through visualization of their content, development of disaster risk insurance, and availability of disaster risk insurance by country and type. The identification results show that the relationship between the word “Insurance” according to the visualization using VOSviewer software, is related to other clusters including the words “disaster”, “disaster insurance”, “risk”, “natural disaster”, “” etc. is study”, “recovery”, and “disaster risk finance”. The 266 articles studied show that the number of scientific papers published in the period 2000-2021 has increased annually. Based on the review of articles on disaster risk Types of insurance include, agricultural insurance, flood insurance, property insurance, earthquake insurance, crop insurance, and natural disaster insurance. In addition, of the six types of disaster risk insurance, three were the most discussed in the last five years. has been, namely, agricultural, flood and property insurance. The increase in the number of scientific publications discussing these three types of disaster risk insurance has been affected by climate change. Climate change causes a significant increase in the probability of disasters and losses. This review is expected to provide information and inspiration for researchers related to the development and importance of catastrophe risk insurance research to help fund economic recovery, particularly across the insurance sector. , research in the risk area for disaster loss due to climate change should continue in the future. With continued research on disaster risk insurance, it is hoped that the resulting information will help determine insurance risk and local economies and communities. can be more effective in helping to recover after a disaster strikes. With the availability of funds for post-disaster recovery, the disaster-affected regional economy can be quickly restored and recovered from adversity.

A disaster is a dangerous event; It is not known when this will happen, and it may be caused by nature or by humans [1]. Disasters can pose a risk of economic loss in the form of loss of livelihoods and/or damage to infrastructure. In addition to economic losses, natural disasters cause social impacts in the form of injuries, deaths, and psychological effects. The type of natural disaster varies from region to region in the world. In continental Europe, floods occur almost every year [2, 3]. Flood disasters have caused economic losses in many countries of the European continent due to the damage caused and the costs associated with disaster management [ 4 , 5 , 6 ]. In the US, common disasters are floods [7, 8, 9], earthquakes [10, 11, 12, 13], tornadoes [14, 15, 16], and landslides [17, 18]. The United States is a country that frequently experiences hurricanes, one of the most dangerous and frightening types of disaster, which can cause loss of life, damage to settlements, and economic loss. Meanwhile, on the Asian continent, the most frequent disasters are flash floods [19, 20], landslides [21, 22], earthquakes and tsunamis [23, 24]. Flash floods, earthquakes and landslides are the disasters that cause the most physical and economic losses.

Fire Insurance And Green Homes: Sustainability And Coverage

The number of disasters has increased significantly by 2021. In particular, flood is a type of disaster that has rapidly increased in prevalence worldwide [ 25 ]. This increase in flood disasters is influenced by the occurrence of global warming, which is causing climate change. Climate change has an impact on rainfall intensity, which greatly increases the probability of floods in various countries [26]. Based on data from the International Disaster Database from 2000 to 2019, most disasters were caused by extreme climate change. In terms of prevalence of natural disasters, most (42%) occurred in Asia; Among other continents, 24% occurred in the Americas, 18% in Europe, and the lowest (16%) number occurred on the African continent [27]. These results indicate that climate change has increased the frequency and distribution of disasters due to an increase in the number of extreme weather events. In particular, an increased number of flash floods and landslides have been observed [ 28 , 29 ].

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Risk of loss cannot be avoided when a natural disaster occurs, and a close relationship exists between the two. When the probability of natural disasters increases, the number of losses naturally increases, which may be in the form of infrastructure damage or socio-economic losses. The relationship between the risk of natural disasters and economic loss has been explored. Among other things, such research has examined the relationship between natural disasters and the resulting damage [30], level of damage [31], and sustainable community economic recovery after the disaster [32]. Looking at the impact of disaster risk, research focused on disaster management has also been conducted. This includes the use of social media for the collection and dissemination of disaster-related information data [33] and the use of artificial intelligence in detecting disasters [34]. All this is done to minimize the impact of the disaster. According to [35], the risk of disasters cannot be eliminated, but their destructive power can be reduced, such that the impact of disasters can be reduced. Therefore, disaster risk management efforts need to be focused in the form of preventive activities to reduce the risk of disasters, as well as physical development activities and capacity-building, preparedness, and public awareness to face disaster risks. is 36, 37]. Disaster risk management is needed because, in the future, it is estimated that the level of disaster risk will increase due to climate change and widespread development in various countries.

Disaster management is required in terms of activities undertaken in the pre- and post-disaster periods as well as during emergency response. Pre-disaster activities can be in the form of risk management [38], while, during an emergency response, they can be in the form of a series of activities undertaken to deal with the adverse effects [39] of a disaster. can Activities undertaken may include rescue and evacuation of victims, provision of basic needs, security, management of refugees, and provision of infrastructure and facilities. Post-disaster activities that can be undertaken include rehabilitation, reconstruction and community economic recovery [ 40 , 41 ]. Overcoming the problem of economic loss and damage to infrastructure and community settlements can be done through protection through disaster insurance products. Disaster insurance is a program to reduce the potential risk of loss caused by natural disasters. Disaster insurance can provide options

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