Can You Collect Social Security And Disability – If you suffer from a chronic illness or injury that leaves you disabled or unable to work, Social Security Disability benefits can be a lifeline to cover monthly bills and expenses. Unfortunately, even if you qualify for these benefits, getting approved can be a challenge.
At Land Parker Welch LLC, we provide the professional legal representation you need to file a proper claim for SSD benefits. Whether you are just starting the application process or your claim has been denied, contact our Manning Social Security Disability attorneys to help you get the benefits you are entitled to under the law.
Can You Collect Social Security And Disability
Social Security Disability (SSD) and Supplemental Security Income (SSI) are programs administered by the Social Security Administration (SSA). Financial support is provided to those who are unable to work due to illness, disease, injury or some form of disability. Although there are similarities between the two programs, who they serve and what types of benefits they provide. As outlined by the SSA, the differences between Social Security Disability benefits and Supplemental Security Income are:
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Social Security Disability provides benefits to people who used to work but are no longer able to work because of a medical condition that is expected to last at least a year or eventually lead to death. You may be entitled to a monthly financial benefit based on your age, employment status and expected date of retirement. You can also qualify for Medicare if you have had SSD for at least two years.
To qualify for SSD benefits, you must have been employed recently and have been employed long enough to qualify for benefits. You must also be diagnosed with an illness or medical condition that prevents you from performing essential work activities and is listed on the SSA’s list of impairments. Children are entitled to benefits even if they are disabled. A spouse is entitled to benefits if he or she is 62 years of age or older or is caring for a disabled child.
Supplemental Security Income is designed to supplement monthly income by providing financial benefits to people with low income and resources, people over 65, and blind or disabled people of any age. You may be entitled to these benefits in addition to other types of Social Security you receive.
SSI payments are based on your age or disability and the total amount of income or resources you have, such as bank accounts, life insurance, and your home. While income may include wages, pensions, and other Social Security benefits you or your spouse receive, the amount varies depending on where you live and does not include the first $65 a month you earn from work and half of any excess.
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When applying for any of the above benefits, our lawyers will help you submit various certificates regarding your income, salary, assets and health. (Failure to provide this information may delay benefits or result in your claim being denied.) If you are disabled, it is important to consider Social Security Disability versus short-term disability. These are separate types of disability benefits that serve different purposes. In some situations, you may qualify for both. Below is a breakdown of Social Security Disability and Short-Term Disability and how the two programs are related.
When people refer to “Social Security Disability,” they are often referring to the Social Security Disability Insurance program. This is sometimes abbreviated to SSD or SSDI. However, people with disabilities who have little income and few resources may also qualify for disability payments through the Supplemental Security Income program. This is often abbreviated as SSI. The vast majority of disability claimants are covered by the SSDI and/or SSI disability programs.
Social Security Disability is not a short-term disability program. Conversely, if your condition does not last or is expected to last more than a year, you are not eligible for Social Security Disability. On the other hand, short-term disability and long-term disability insurance can provide benefits if you are disabled for less than a year.
When considering Social Security disability and short-term disability, the length of your disability often tells you which program is better for you.
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In addition, short-term disability is not available to everyone. You must either purchase short-term disability insurance or have short-term disability insurance provided by your employer. Most people do not have access to short-term disability insurance. If you are fortunate enough to have short-term disability or long-term disability insurance through your employer, or if you have purchased private short-term disability and/or long-term disability insurance, these coverages are separate from Social Security Disability.
So when considering Social Security Disability and Short Term Disability, your eligibility for these programs will also tell you which program is better for you.
Both short-term disability and Social Security disability are available if you meet the requirements of both programs. So in some cases it may not be Social Security Disability and Short Term Disability, but rather Social Security Disability AND Short Term Disability.
These two programs are very different and serve two different purposes. Let’s look a little deeper at the difference between Social Security Disability and Short Term Disability.
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In most cases, Social Security disability and short-term disability are completely and utterly separate. You can qualify for one, but not the other. It is also possible that you will be eligible for both. The question is whether it meets the definition of “disability” for each program.
Generally, short-term disability does not affect Social Security disability in any way. Whether or not you get short-term disability has no effect on your SSD housing – for better or for worse.
This means that just because you received STD benefits does not mean you will win your Social Security case. In most cases, the Social Security Administration gives no credit or weight to this decision. Because the definition of disability is different for both programs, being disabled under the STD Directive does not mean you are disabled under the Social Security definition.
On the other hand, not receiving short-term disability benefits will have no effect on your Social Security Disability case.
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Generally, Social Security disability does not affect short-term disability. Because short-term disability is valid for such a short period of time, there is no overlap between the programs. Short-term disability is usually paid for about 13 weeks (3 months). Social Security Disability, on the other hand, does not start paying benefits until you have been disabled for five full months. (This is called the five-month waiting period.)
Because of this, SSD generally does not affect the benefits of STD. As a rule, you do not have to pay back the short-term disability premium because benefits are usually paid for different periods.
Since SSI is a means-tested program, it would be unusual for you to be able to collect both SSI and short-term disability. In most cases, if you have short-term disability insurance, you will not be eligible for SSI during this period. However, if your short-term disability ends, you may be eligible for SSI at a later date. Because of this, there is very little correlation between SSI and short-term disability.
Yes, short-term disability directly affects your SSI eligibility. You should be aware of SSI income limits. Short-term disability is likely to disqualify you from SSI treatment. This does not mean that you will never be eligible for SSI, but not while you are receiving short-term disability benefits. This usually takes around 13 weeks (unless you are also receiving long-term disability benefits).
Social Security (ssi/ssdi)
Generally, SSI does not affect short-term disability. As a practical matter, you would receive short-term disability benefits long before you receive SSI benefits. Also, these programs serve different purposes. Short-term disability benefits cover 13 weeks of missed work. SSI is a long-term disability program that requires you to be disabled (or expected to be disabled) for a year or more.
If you are disabled, you need a disability lawyer who understands both Social Security Disability and Short Term Disability. Our disability attorney handles both types of benefits, so we can tell you what you need to know about Social Security Disability and Short Term Disability.
Do not hesitate to visit our office at any stage of the process. We skillfully guide you through everything, step by step. Call for a free consultation today.
You can always ask questions for free and see if you have a case. Our intake team will review your information and help schedule a lawyer consultation if necessary. Both programs are supervised and/or administered by the Social Security Administration, and eligibility for both programs is determined in the same manner.
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Social Security Disability Insurance (SSDI)
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